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Vehicle Loans:  Auto, Truck and RV's!
ICCU has outstanding rates and terms on all types of vehicle loans. 

As always, there is never a fee to apply for a consumer-type loan at your credit union.  Get low rates and comfortable terms on loans for cars, RV's, trucks and toys. 

Check out the rates and apply online for your next loan. Loan decisions are typically made within 24 hours - or less.  There is never a fee to apply.  Payroll deduction makes it's easy to make your monthly payment. Contact Andrea, Lois, Marj or Rod today.

Free Calculator: To calculate a monthly payment, click here.  

The Gap Advantage:  An optional benefit that gives you peace of mind, if your vehicle is "totaled" or stolen and not recovered. With GAP coverage not only will you receive the difference between the value of your vehicle and its unpaid loan, you will also get a head start on financing a new or used replacement vehicle at your credit union.  Your credit union offers GAP coverage at discounted rates AND the cost can be combined into your loans so there are NO OUT OF POCKET costs. To learn more, click here.

Tips on Buying a Quality Vehicle:  Click here to learn more.

On-the-Spot ICCU Financing at Area Dealerships:  
Get the same ICCU loan when you visit a dealer, as you would at the credit union office.  ICCU is proud
to offer on-the-spot direct dealer financing in partnership with the dealers listed below (in alpha order).

Simply ask for "ICCU financing" and your application will be processed in minutes! 
Dealers are added often.  If you don't see a dealer below that you wish to work with, let us know
and we will do our best to make it happen.

• Alma Pontiac, Alma  - 989-463-2161
• Auto Group Leasing, Mt. Pleasant - 989-772-1113
• Babb Ford, Reed City - 231-832-2206
• Benchley Brothers, Clare - 989-386-9900
• Bookwalter Motor Sales, Stanton - 989-831-5271
• Carl Rummer Chevrolet-Buick, Inc., Ithaca - 989-875-4841
• Central Motor Sports, Mt. Pleasant - 989-773-6025
• Dick Sova Auto Sales, Shepherd - 989-828-4903
• Feeney Chrysler Dodge, Midland - 989-631-8900
• Fladeboe Ford Mercury, Gladwin - 989-426-8218
• Heritage Automall, Mt. Pleasant - 989-773-6343
• Jim Archey Auto Sales, Mt. Pleasant - 989-773-9347
• J Rock's Auto & RV, Mt. Pleasant - 989-772-1805
• Jim Martin Chevrolet, Alma - 989-463-6026
• Jim Narvarre Ford, Lincoln/Mercury, Alma - 989-681-5776
• Knight Auto & Trailer Sales, Stanton - 989-831-8358
• Krapohl Ford-Lincoln Mercury, Mt. Pleasant - 989-772-2991
• Lakeside Motorsports, Mecosta - 231-972-4146
• Marco Chrysler-Plymouth-Dodge, Big Rapids - 231-796-2651
• Martin Chrysler-Dodge-Jeep, Inc, Alma - 989-681-3900
• McArdle Pontiac-Cadillac-GMC, Midland - 989-631-1444
• McGuire Chevrolet & Pontiac, Clare - 989-386-7714
• Midland Ford Lincoln Mercury, Midland - 989-631-0040
• Miller Auto Sales, St. Louis - 9898-681-2660
• Rick Ford, Hemlock - 989-642-5261
• Scott McNamara Ford Mercury, Gladwin - 989-426-9218
• Shaheen Buick-Pontiac, Mt. Pleasant - 989-773-3917
• Steve Winnie Auto Sales, Edmore - 989-427-3300
• Swaffer's Gateway Chrysler, Clare - 989-386-7770
• Swaffer's Toyota, Cadillac - 231-779-1784
• Thelen Honda, Bay City - 989-671-1150
• Wetherbrook Auto, Stanton - 989-831-7997
• PLUS many others throughout the state on the DILLs system (Dealer Indirect Lending and Leasing System)

Grand Rapids Area:  Holland; Todd Wenzel Pontiac Buick GMC; Tri County Motor Sales, Howard City.

Greenville/Lakeview Area: Blake Hollenbeck Auto Sales; Bollinger's; Ed Koehn Ford; Randy Merren Auto Sales; Ray Winnie Auto Sales;  Tinney Automotive.

The GAP Advantage Keeps You in the Driver's Seat! Protect Your Vehicle Investment, Not Just Its Value Most insurance policies only cover the value of your vehicle -- something that rapidly declines during the first few years of ownership -- and in many cases, your loan value could be higher than the value of your vehicle.  You can protect your vehicle, boat, motorcycle or RV with Guaranteed Asset Protection (GAP ).  GAP is a product that covers the "gap" between the vehicles value and the amount you still owe.  Essentially, GAP protects you and your entire investment from substantial loss.   At ICCU, GAP coverage is offered to members at a discount, and the cost can be combined with your ICCU loan, so there are no out of pocket costs!  What Does GAP Cover? GAP was designed for all drivers, whether you finance or lease a new or used vehicle.  It covers automobiles, vans, light trucks, motorcycles, boats, travel trailers, motor homes, golf carts, jet skis, snowmobiles and almost any other vehicle.  GAP coverage goes into effect when you need it most -- when your vehicle is stolen and isn't recovered, or it totaled in an accident and cannot be repaired.  GAP covers the difference between your primary carrier insurance settlement and the payoff of your loan balance, less delinquent payments, late charges, refundable service warranty contracts and other insurance related charges.  Included in this difference is your primary insurance deductible, which is limited to $1,000.  Deductible reimbursement is available in most, but not  all states.  Consult your credit union representative for the availability of this coverage. GAP Example: The following is a typical example of how GAP coverage comes through for you: Original purchase price:  $25,000 Loan balance after one year:  $21,000 Vehicle's current value as determined by your auto insurance company: $16,000 Your lost investment without GAP: Your remaining unpaid loan balance ("the gap"):  $5,000 GAP pays the following toward the finnacing or leasing of a replacement vehicle: GAP pays the difference: $5,000 GAP Advantage pays:  $1,000 TOTAL GAP Advantage Benefit:  $6,000 The GAP advantage is an OPTIONAL benefit that gives you further peace of mind.  If the vehicle you are purchasing ever becomes "totaled," or is stolen and not recovered, GAP advantage pays an additional $1,000 toward the purchase or lease of a replacement vehicle.  Not only will you receive the difference between the value of your vehicle and its unpaid loan balance, you also get a head start on financing or leasing a new or used replacement vehicle when you refinance or lease through the same financial insitution.

To calculate a monthly payment, click here.  

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Isabella Community Credit Union
Service Locations: 2400 S. Isabella Road
and 2100 E. Remus Road (West M-20)
Mount Pleasant, Michigan 48858
Mailing Address: P.O. Box 427, Mt. Pleasant MI 48804-0427
989.773.5927
Fax: 989.773.6469