Savings & Deposits >> Checking & E-Services

FREE CheckingDebit CardEasy Access Line of Credit 
Reorder Checks OnlineReorder Checks by Phone • Benefits Plus Checking

Important:  Checking account holders = please be aware there has been a slight increase in check printing costs. 
ICCU's check costs are still among the area's lowest, and we will strive to continue that trend.
Gold Key (55+) members receive a free box of checks each year.  Questions?  Ask any ICCU employee.

 Free Checking (Share Draft)

In true credit union fashion, Isabella Community Credit Union led the way to bring free checking into the Isabella County area in the late ' 1970's.  We did it first, and still do it best!                      

That’s right…no minimum balance, no
per-check fees, and no
monthly service charges.

Plus, we'll give you your first set of checks absolutely free!

Together with ICCU's online account access, "It'sMe247," a  MasterMoney Debit Card, Easy Access Line of Credit and/or  Courtesy Pay you will have  access 24/7 access to
your money around the world, and protection in the
event a mistake happens. 
 

Updgrade to a Benefits Plus Checking Account.
Click on the Benefits Plus Card (below) for details.

 

Free Master Money
Debit Card

Want the convenience of ATM access and the worldwide purchasing power of MasterCard™?  Then a MasterMoney debit card is the  answer.                            

ICCU's Master
Money Debit card
gives you convenient access to your checking account, without having to write a check.  

You can use it at virtually any ATM, as well as any where MasterCard™  is accepted around the world.

See below
for "Tips for ATM/Debit Card Use."

 


Free ATM Network offered by
America's Credit Unions and ICCU!

 

Tips for ATM/Debit Card Use:

When you choose "debit" at  a point-of-sale terminal, you will enter your PIN and can get cash back from your transaction; a debit transaction will  post immediately to your account. 

• When you choose to have your transaction processed as a "credit,"  you will provide your signature and the funds may not be debited
   from your checking account for one to three days. You are
unable to get cash back
with this option. If you need cash back, ask for a "debit" transacation.  

• When using your MasterMoney debit card at a location with no point-of-sale terminal (POS), your transaction will automatically be
   processed as a "credit" transaction. 

• When using your debit card at an ATM, you may access your savings as well as checking.

• For all other debit card transactions, checking is the only account available for debit.

Cardholder Benefits:

• Signature or PIN (only) required for purchases, eliminating the need for identification and check approval.

• Ability to obtain cash at over 200,000 ATMs and 290,000+ institutions around the world. Most 7-11 Stores offer surcharge free ATM machines.  For a list of free CO-OP Network ATM machines, click here.

• Protection against lost or stolen cards.

• Easy to reconcile transactions on monthly checking account statement.

Request an Application 


Easy Access Loan

Interested in overdraft protection? ICCU's "Easy Access Loan" is available at a low 11.5% non variable APR to protect you against overdraft fees.  You can also access this convenient line-of-credit through ICCU's online account access, "It'sMe247," the Touch-Tone-Teller, or over the-counter any time you need it. 

Apply today and you may never have an overdraft again
!

Request an Application

Reorder Checks Online (No Charge)

Through Liberty Check Printers - our business partner - you can reorder checks online safely, quickly, and securely.  In fact, your order goes into production faster when you order directly using Liberty's online ordering service. 

View check styles, enter complimentary personalized features, and see the exact amount to be deducted from your checking account for your order.  All of this can be done in a user-friendly fashion by clicking the link below.  Have your checkbook or reorder form handy to fill in security information. 

If you don' thave changes to your personal information (address, name, etc.) - consider ordering your next box of checks online.  You'll be glad you did! 

Click here to: Order Checks Online 

Re-Order Checks By Phone

If you have no change of address or name, you can also re-order checks using a touch-tone phone. To order checks using this convenient system, simply call 1-877-585-8777.  You will be asked for your unique Reorder Identification Number and check starting number as shown on your reorder form.   

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Isabella Community Credit Union
Service Locations: 2400 S. Isabella Road
and 2100 E. Remus Road (West M-20)
Mount Pleasant, Michigan 48858
Mailing Address: P.O. Box 427, Mt. Pleasant MI 48804-0427
989.773.5927
Fax: 989.773.6469