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Events and Happenings
Credit Union News • ICCU Events • Hours and Locations • Rebates on Auto's for Credit Union Members
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Community Events
The following community events are proudly supported with financial and in-kind donations by your credit union:
Annual Thanksgiving Pie Sale: ICCU raised $1,730.35!
Thanks to your donations and pie purchases, ICCU was able to donate $1,730.35 to the Isabella County Red Cross Food Pantry. Employees Sue Curtiss and Jessica Tice delivered a check to Executive Director Deb Birkam in late November. Food items were also donated thanks to members giving. Mark your calendar for the days just prior to Thanksgiving for the 2010 sale.
"Into the Light" Cancer Awareness Walking Event - ICCU raised $1,569!
The 2009 walk was dedicated to Jack Curtiss who lost his battle with lung cancer. Special thanks to ICCU members and friends who donated to this worthy cause. ICCU West M-20 employee Mary Robinson was recognized for her support of the walk, and received the third quarter "Above and Beyond" recognition for this effort.
Isabella County Youth & Farm Fair: ICCU is proud to support this and other local fairs -- and all the young people involved in 4-H events. ICCU was proud to purchase a "small farm" at the Small Animal Auction on August 12th, including:
 - A mini Rex Rabbit from Kolby Brown
- A Grand Champion Dairy Goat named Izzo from ICCU member Elyse Beutler (left -- right side)
- Three Grand Champion Broiler Chickens from Hunter Ullom
- Three Mille Fleur Bantom Chickens from Brandon Guthrie
Young people: If you plan to be involved in the 2010 Fair, send us a letter so we can bid on your animals!
  
Alex - former ICCU co-op student -- Albertino wins showman ribbon -- Jacob and his champion goat -- winning photographs!
Chamber of Commerce Link
City of Mt. Pleasant Link
Mt. Pleasant Convention and Visitors Bureau - Events
Credit Union News & Financial Press
Save Money - Use a Credit Union: Click on the "Love my credit union" icon (below) to learn more about saving money on a new auto loan; financial help for troubled homeowners and the Michigan Credit Union industry.
June 2009 -- AARP Article: "Seven Ways to Beat the Bank "
Item #7: Look Into Credit Unions -- "According to some credit union fans, the best way to beat the banks is not to use them. “When I hear my friends complaining about bank fees and service charges, I tell them to look into credit unions,” says Maureen Sherman of West Nyack, N.Y. “I don’t worry about what new fees my credit union is tacking on to my account because, as a member-owned, not-for-profit organization, I know they have my best interest at heart.”
For the most part, credit unions offer the same products and services that you’ll find at your local bank. Most offer an array of checking, savings, mortgage and consumer loans, online banking, bill pay, investment and insurance products—often with no or lower fees than other financial institutions. Because credit unions are owned by their members and not outside stockholders, members stand to benefit from a more service-oriented approach. Unlike banks, credit unions return all earnings to their members in the form of higher dividend rates on savings and investment accounts, lower interest rates on loans and reduced or no-fee products and services."
For the complete article, click here: http://bulletin.aarp.org/yourmoney/personalfinance/articles/seven_ways_to_beat_the_bank.html
Junior Achievement Job Shadow Day
5th Grade Students - March 12, 2009
In partnership with Junior Achievement (JA), ICCU proudly supports JA Job Shadow Day each year.
Students from Mrs. Rinke's fifth grade class joined-in a 1/2 day of education and fun.
The pictures and quotes below were collected by the Marketing Job Shadow Students Cole, Jake and Jackson.
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CEO Jay Anders welcomes the class, explaining that "credit unions are about people," and
"it takes all kinds with different skills and talents to run the credit union each day."
The Marketing Team
"We loved taking pictures."
Accounting & Bookkeeping
"We liked using (practice) check books." "I wrote a $15 check to Kathy (above) for helping us."
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Students ready for the tour
Receptionists hard at work.
"It's a busy job, and it's funny because people like to tell you their life's story -- and I just need to transfer the call"
Fun parent chaperones
with Mrs. Renke
"Amazing experiences!"
"Thanks. It was so much fun!" |
"Nice Lobby!" "We loved the tour."
"I've never seen a couch in a credit union before -- very cool and comfy!"
Tellers in training (using monopoly money) learning how to write checks and more importantly balance a checkbook. "It was fun writing checks!"
"We bought (matchbox) cars and looked up the bluebook price on ICCU's website."
"Mine was over $450,000.
I'll need a good job for that vehicle!" |
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The Latest Credit Union
News & Information
ABC News: ABC's Elisabeth Leamy reports from Washington -- Nov. 12, 2009
"One good source of credit cards with lower interest rates and fees is a credit union. A Pew Charitable Trust study found that credit union interest rates are approximately 20% lower than commercial bank rates."
Wall Street Journal - Nov. 11, 2009
"Conservative Strength: Credit Unions Continue to Grow During Crisis by Kyle Stock
Playing it safe is paying off for credit unions. The small, risk-averse, not-for-profit depository insitutions have slowly added workers throughout the financial crisis. And, if consumer deposits are any indication, these organizaitons will be some of the bullish recruiters in the hope-for recovery.
Banking for the people and by the people is making a comeback on Main Street. Credit Unions, self-sufficent organizations often managed by their own members, have relativily tight restrictions on what products they can invest in and what percentage of assets that they can loan out. Such regulations and charters helped many credit unions avoid the brunt of the recent financial maelstrom.
Consider only 12 of the almost 8,000 U.S. credit unions have failed this year, according to the National Credit Union Administration, a federal regulator of credit unions. At the same time, 120 of the 8,100 or so traditional banks in the U.S. have been shuttered this year by the Federal Deposit Insurance Corporation. While the number of credit unions is the U.S. has decreased overall in the past 10 years, consolidation and not failure is the reason. And, membership has steadily increased.
In the 12 months ending in June, 1.6 million American's joined a credit union, boosting the industry's assets by 8.2%, according to the Credit Union National Assocaition. |
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Money $mart Seminar Series
Location: ICCU's Main Office at 2400 S. Isabella Road, Mt. Pleasant, MI
Time: 5:30 p.m. to 6:30 p.m. - with Q&A time afterwards
Details: Free and open to the community. Door prizes and light refreshments served. Call ICCU at 989-773-5927 ext. 241 to reserve a seat,
or give your name to any ICCU employee at either office.
Employers: These an other seminars can be conducted (free) at your workplace. Contact Heather in Community Development at the number above.
Thur., Feb 11 - "Considerations for a Successful Retirement"
If you are hoping to retire in 10 years or less, attend this seminar to learn about what you should be doing to get on the right path to reaching your present and future financial goals.
Tues., Feb 23 - "Estate Planning: The Family Love Letter"
Estate planning is not just for the rich, not just for the old, and not just about death and taxes. The purpose of estate planning is to provide a legacy for the living. Learn about wills, trusts and how to make sure your family is prepared for life's events.
Wed., April 28 - "What If I Live?"
We often worry about what would happen if/when I die -- but what if you out live your money ... then what? This seminar will discuss the realities of life and how to help assure that you won't out live your money. |
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Isabella Community Credit Union
Service Locations: 2400 S. Isabella Road
and 2100 E. Remus Road (West M-20)
Mount Pleasant, Michigan
48858
Mailing Address: P.O. Box 427, Mt. Pleasant MI 48804-0427
989.773.5927
Fax: 989.773.6469
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