|
|
Events and Happenings
Credit Union News • ICCU Events • Hours and Locations • Rebates on Auto's for Credit Union Members
Love my Credit Union.org - savings and discounts for credit union members • Seminar Highlights
Junior Achievement JOB SHADOW Day at ICCU
Money Smart Seminar Series - Free!
Community Events
The following community events are proudly supported with financial and in-kind donations by your credit union:
2/27/10 -- Junior Achievement CORNHOLE Tournament: Have fun and support a worthy cause! Saturday, February 27th the event will be held at Wayside Central (Mission and Broomfield). The bean-bag tossing tournment begins at 1 p.m. Support  Junior Achievement and have fun -- $60 per team. To learn more about JA, click here. To learn more about playing cornhole, click here.
To register for the tournament, contact Lisa Cross at (989) 621-0382. Your credit is proud to volunteer for JA in the classroom.
2/27/10 -- Rotary Beef Dinner Fundraiser - Saturday, February 27th at 5:30 p.m. at the Mt. Pleasant High School.
 Tickets are $15 for adults and $7 for children, and can be purchased from any Rotarian, or the ICCU receptionist.
Rotary is short for Rotary International (RI), a worldwide organization of local based clubs whose members help support good causes and the disadvantaged. The annual fundraiser will support local community efforts. To learn more about the local Rotary organization, click here. Or talk to CEO, Jay Anders who is Rotarian.
Annual Thanksgiving Pie Sale: ICCU raised $1,730.35!
Thanks to your donations and pie purchases, ICCU was able to donate $1,730.35 to the Isabella County Red Cross Food Pantry. Employees Sue Curtiss and Jessica Tice delivered a check to Executive Director Deb Birkam in late November. Food items were also donated thanks to members giving. Mark your calendar for the days just prior to Thanksgiving for the 2010 sale.
"Into the Light" Cancer Awareness Walking Event - ICCU raised $1,569!
The 2009 walk was dedicated to Jack Curtiss who lost his battle with lung cancer. Special thanks to ICCU members and friends who donated to this worthy cause. ICCU West M-20 employee Mary Robinson was recognized for her support of the walk, and received the third quarter "Above and Beyond" recognition for this effort.
Isabella County Youth & Farm Fair: ICCU is proud to support this and other local fairs -- and all the young people involved in 4-H events. ICCU was proud to purchase a "small farm" at the Small Animal Auction on August 12th, including:
 - A mini Rex Rabbit from Kolby Brown
- A Grand Champion Dairy Goat named Izzo from ICCU member Elyse Beutler (left -- right side)
- Three Grand Champion Broiler Chickens from Hunter Ullom
- Three Mille Fleur Bantom Chickens from Brandon Guthrie
Young people: If you plan to be involved in the 2010 Fair, send us a letter so we can bid on your animals!
Chamber of Commerce Link
City of Mt. Pleasant Link
Mt. Pleasant Convention and Visitors Bureau - Events
Credit Union News & Financial Press
Save Money - Use a Credit Union: Click on the "Love my credit union" icon (below) to learn more about saving money on a new auto loan; financial help for troubled homeowners and the Michigan Credit Union industry.
CU's Most Trusted: Feb. 2010 -- Gerri Willis, CNN personal finance editor reported on the best and worst financial institutions from the consumer's point of view; citing a new study from Forrester Research in which 70% of consumers surveyed said that "credit unions were the most trusted."
June 2009 -- AARP Article: "Seven Ways to Beat the Bank:
Item #7: Look Into Credit Unions -- "According to some credit union fans, the best way to beat the banks is not to use them. “When I hear my friends complaining about bank fees and service charges, I tell them to look into credit unions,” says Maureen Sherman of West Nyack, N.Y. “I don’t worry about what new fees my credit union is tacking on to my account because, as a member-owned, not-for-profit organization, I know they have my best interest at heart.”
For the most part, credit unions offer the same products and services that you’ll find at your local bank. Most offer an array of checking, savings, mortgage and consumer loans, online banking, bill pay, investment and insurance products—often with no or lower fees than other financial institutions. Because credit unions are owned by their members and not outside stockholders, members stand to benefit from a more service-oriented approach. Unlike banks, credit unions return all earnings to their members in the form of higher dividend rates on savings and investment accounts, lower interest rates on loans and reduced or no-fee products and services."
For the complete article, click here: http://bulletin.aarp.org/yourmoney/personalfinance/articles/seven_ways_to_beat_the_bank.html
Junior Achievement Job Shadow Day
5th Grade Students from Mary McGuire - February 23, 2010
In partnership with Junior Achievement (JA), ICCU proudly supports JA Job Shadow Day each year.
Students from Mrs. Walter's fifth grade class joined-in a 1/2 day of education and fun.
The pictures and quotes below were collected by the Marketing Job Shadow students Aaron, Caitlyn and Kaleb.
|
CEO Jay Anders (center) welcomes the class, with JA Board Member and VP Of Operations, Jenny Hoyle (left). Mr. Anders explained that,
"credit unions are about people," and "it takes different skills and talents to run the credit union."
"I want to be a teller, they have fun!"
Mrs. Walter's 5th grade class walking to ICCU from Mary McGuire
"We learned about the five C's of credit: Character,
Capacity, Capitol, Collateral and Condition."
Learning about credit union accounts including savings and the Youth Treasure Hunt Club with Mb. Service Rep., Tyrise.
"The credit union gives you interest,
and a sucker."
Tellers Angie and Katie (above) showed us how to "send out the drive-thru tube" and look thru the video camera."
"It's simple...members pay interest on loans and
the credit union earns money." |
Holding a $50 bag of pennies 
"I am suprised how heavy the bag of
pennies are ... wow!"
"The boss has a VERY
the clean desk...and he's really nice!"
Shadowing Member Service Rep., Cristina
"This was so much fun!"
"A safe deposit box is a good place to
keep important stuff, like a birth certificate or candy."
"We learned how to write checks. I got one for $1,000!" "We also learned that you should NOT write a check if you don't have money in your account, so I can't cash it."
"We learned about helping people,
and that was cool!"
"It's important to be accurate.
If they deposited $100 and entered it as $10,it would be wrong -- they would be
off a zero."
"We learned that your credit report is like a report card."
|
|
|
The Latest Credit Union
News & Information
ABC News: ABC's Elisabeth Leamy reports from Washington -- Nov. 12, 2009
"One good source of credit cards with lower interest rates and fees is a credit union. A Pew Charitable Trust study found that credit union interest rates are approximately 20% lower than commercial bank rates."
Wall Street Journal - Nov. 11, 2009
"Conservative Strength: Credit Unions Continue to Grow During Crisis by Kyle Stock
Playing it safe is paying off for credit unions. The small, risk-averse, not-for-profit depository insitutions have slowly added workers throughout the financial crisis. And, if consumer deposits are any indication, these organizaitons will be some of the bullish recruiters in the hope-for recovery.
Banking for the people and by the people is making a comeback on Main Street. Credit Unions, self-sufficent organizations often managed by their own members, have relativily tight restrictions on what products they can invest in and what percentage of assets that they can loan out. Such regulations and charters helped many credit unions avoid the brunt of the recent financial maelstrom.
Consider only 12 of the almost 8,000 U.S. credit unions have failed this year, according to the National Credit Union Administration, a federal regulator of credit unions. At the same time, 120 of the 8,100 or so traditional banks in the U.S. have been shuttered this year by the Federal Deposit Insurance Corporation. While the number of credit unions is the U.S. has decreased overall in the past 10 years, consolidation and not failure is the reason. And, membership has steadily increased.
In the 12 months ending in June, 1.6 million American's joined a credit union, boosting the industry's assets by 8.2%, according to the Credit Union National Assocaition. |
|
Money $mart Seminar Series
Location: ICCU's Main Office at 2400 S. Isabella Road, Mt. Pleasant, MI
Time: 5:30 p.m. to 6:30 p.m. - with Q&A time afterwards
Details: Free and open to the community. Door prizes and light refreshments served. Call ICCU at 989-773-5927 ext. 241 to reserve a seat, or give your name to any ICCU employee at either office.
Employers: These an other seminars can be conducted (free)
at your workplace. Contact Heather in Community Development
at the number above.
Tuesday, February 23
"Estate Planning: The Family Love Letter"
Estate planning is not just for the rich, not just for the old, and not just about death and taxes. The purpose of estate planning is to provide a legacy for the living. Learn about wills, trusts and how to make sure your family is prepared for life's events.
Wednesday, April 28
"What If I Live?"
We often worry about what would happen if/when I die -- but what if you out live your money ... then what? This seminar will discuss the realities of life and how to help assure that you won't out live your money.
Highlights from the Retirement Seminar on 2/11/10
"People who refuse to rest honorably on their laurels,
when they reach retirement age, seem very admirable to me."
- Helen Hays, actor
-
29% of current retiree's have returned back to work
-
44% of current retiree's have a mortgage
-
45% of parents contribute to their adult children's financial support
Social Security Administration (Green) Form -- You have just 3 years to go back and correct any errors in your income. Check the information sent to you VERY carefully, and promptly report errors. One participant said she had an error in her income, and got it corrected. But if you wait longer than 3 years, its too late!
Retirement Resources:
"Longevity Revolution" by Theordore Roszak
"Age Quake" by Paul Wallace
"How Not to Die Broke at 102" by Adriane Berg
www.AARP.org - American Association of Retired People
www.ssa.gov (Social Security Administration)
www.elderweb.com - Elder Web |
Home • Apply/Bank Online • Rates • Contact Us
Convenience Services • Loans • Savings • Youth • Other Products
Isabella Community Credit Union
Service Locations: 2400 S. Isabella Road
and 2100 E. Remus Road (West M-20)
Mount Pleasant, Michigan
48858
Mailing Address: P.O. Box 427, Mt. Pleasant MI 48804-0427
989.773.5927
Fax: 989.773.6469
|
