ATM & Debit Cards: 24 Hour Account Access
Traveling? Let Us Know! • Blocked Countries
To report a lost or stolen ATM or Debit Card call 888-241-2510
or 727-227-9012 (outside the USA - collect).
This service available 24/7
Free CO-OP ATM Network
Isabella Community Credit Union (ICCU) is proud to belong to the CO-OP ATM Network. This cooperative partnership gives you access to more than 30,000 surcharge-free ATM's throughout the U.S. and Canada, including 5,500 7-Eleven stores. Click on the CO-OP logo (red triangle) to the left for maps, GPS downloads and more -- all for free!
Free ATM's Nation-Wide: Click on the CO-OP ATM Network logo and use the ATM locator to find ATM's you can use for no charge. When traveling, look for the red CO-OP Network logo displayed on ATM machines.
GPS Map: Take the CO-OP ATM Network with you when you drive. It's easy to download the database of more than 30,000 network ATMs directly to your mobile or GPS device. To access, click on the CO-OP Network link and scroll down to "Locate ATMs via GPS." Once downloaded, enter the zip code and/or city and state for a directly of free ATMs available in your location.
Note: Using an ATM that is not part of this system may cause a foreign transaction fee of $1.50, in addition to a potentially costly surcharge. Look for the CO-OP Network logo for surchage-free ATMs.
If you have any questions regarding your ICCU debit card, please contact Kim at (989)773-5927 ext. 225.
Deposits at an ATM
Yes, you can make a deposit to your ICCU account at an ATM. Simply follow the on-screen instructions. There will be a one day hold on the transaction, depending upon the ATM you use. Please do not use the money you have deposited at an ATM machine until the hold has been released -- maximum time is 24 hours, but often it's sooner.
Use "It'sMe247," ICCU's online banking, to verify that the deposit was made to your account, and is available to you.
What is a Debit Card?
A MasterMoney Debit Card is like an "electronic check card" that you can use anywhere MasterCard is accepted. This includes retail stores, supermarkets, restaurants, automated teller machines (ATM's) and gas stations.
In fact, with the convenience of a MasterMoney Debit Card, you will rarely have to write checks. When you use your debit card, the money is automatically and immediately deducted from your checking account. Be sure to enter the transaction in your checking register immediately. With an ICCU Debit Card, you can access your account at 14 million locations worldwide, without having to carry cash.
Change your PIN at ICCU
The next time you visit an ICCU office, consider changing your PIN (Personal Identification Number) to a number of your choosing.
How to: Bring in your ATM or Debit Card, and any ICCU teller can help you make the change. It only takes a few seconds.
It is recommended that you change your PIN number at least annually, and avoid using 1234, your birth date or last four digits of your Social Security Number.
Blocked Countries
Due to the increase in fraudulent activity, members are not able to use an ICCU Debit Card in the following countries: Burma (Myanmar), Cuba, Iran, Romania, Syria, Sudan and Turkey.
The United States Government issued an executive order prohibiting, “the exportation, re-exportation, sale, or supply, directly or indirectly, from the United States, or by a United States person, wherever located, of any services to Syria.” In response to these sanctions, all plastic card transactions originating in Syria will be blocked (denied). This block will be in effect until further notice.
Canada: If you are traveling to Canada and wish to use your ICCU ATM or Debit Card, please request that your purchase be done as a "Debit" or "PIN transaction." All debit card transactions run as a "credit" or "signature" transactions will be denied due to an increase in fraudulent activity. Remember: Say "Debit" or "PIN transaction"(not credit) when using your ICCU Debit Card in Canada.
