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ATM/Debit Extras

ATM Safety Tips

  • Never share your Personal Identification Number (PIN) - or give it over the telephone, even if the caller identifies themselves as an ICCU employee or police officer.
     
  • Never give your ATM or Debit Card number to an unsolicited caller or unsolicited e-mail.
     
  • Look for secure transaction symbols when shopping online. If they aren't visible, do NOT provide any personal information.  (Warning:  the secure lock symbol can be faked).
     
  • Commit your PIN to memory. Never write it on your card or your card protector.
     
  • If you can't remember your PIN number, choose a new one (machine at the Isabella Rd. and W-M20 [Remus Rd] ICCU office).
     
  • Review account statements promptly, and contact your Credit Union if you see an error.
     
  • Try not to expose magnetic stripe on the card to magnetic objectives, including placing it by a cell phone, as it can damage the card and/or information on the stripe.  Get a "protective sleeve" from your credit union, and use it for EACH card.

Using ATM Machines:

  • Do not leave your ATM receipt in the machine.
     
  • Wait until you leave the vicinity of the ATM machine to count your money. Count cash only in a safe place, like a locked car.
     
  • Protect your cash at all times.
     
  • Immediately report lost or stolen cards to the ICCU ATM Department.
     
  • When walking up to an ATM, have your card ready and in hand.
     
  • Stand close to the ATM when entering your PIN.
     
  • Be aware that thieves with cameras on their cell phones may use it to record your PIN number or card number.
     
  • Block the view of others when entering your PIN number at machines or Point-of-Sale (POS) machines.
     
  • Do not use ATMs that appear tampered with. If in doubt, do not use it -- and report it to your credit union.
     
  • Avoiding using unfamiliar machines, or ones that in "odd" locations and/or ones that have the swipe section on the OUTSIDE of the machine...it could added intentionally to "skim" or collect your information.
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