ATM & Debit Cards: 24 Hour Account Access

1/25/12:  ATM Email Scam: Hit Delete

Free Local ATMsChange PIN NumberWhat is a Debit Card?Blocked Countries

National CO-OP Network ATM Locator 
 
To report a lost or stolen ATM or Debit Card
call:
888-241-2510

Free Local ATM Locations:

  • 7-Eleven Stores -- Most stores nationwide offer FREE CO-OP Network ATM access, including:

     - Clare:  At the north end of town, near the expressway exits. 
     - Mt. Pleasant:  At 302 W. Broomfield (CMU Campus); and 2397 S. Mission (Bluegrass)
     - St. Louis: At the corner of Main and Washington in the town center.   
  • Most area credit unions
  • The Shell Station on Mission and High Street
  • CMU Campus:  In front of the SBX Bookstore

Free Local ATM's:  Click here for a map of Mt. Pleasant area ATM's, and scroll down for a complete list. 

Free ATM's Nation-Wide:  To locate a CO-OP Network ATM that you can use at no charge click on the logo to the left.  When traveling, look for the red CO-OP Network logo displayed on ATM machines. 

GPS Map:  Take the CO-OP ATM Network with you when you drive.  It's easy to download the database of more than 28,000 network ATMs directly to your mobile or GPS device. To access, click on the CO-OP Network link (to the left) and scroll down to "Locate ATMs via GPS."  Once downloaded, enter the zip code and/or city and state for a directly of free ATMs available in your location.  
 

Yes, you can make a deposit to your ICCU account by ATM.  Simply follow the on-screen instructions.  There will be a one day hold on the transaction, depending upon the ATM you use.  Please do not use the money you have deposited at an ATM machine until the hold has been released -- maximum time is 24 hours, but often it's sooner. 

Use "It'sMe247," ICCU's online banking to verify that the deposit was made to your account, and is available to access.

Free ATM Network (CO-OP):

Isabella Community Credit Union (ICCU) is proud to belong to the CO-OP ATM Network. This cooperative partnership gives you access to more than 28,000 surcharge-free ATM's throughout the U.S. and Canada, including 5,500 7-Eleven stores.  Click on the CO-OP logo to the left for maps, GPS downloads and more -- all for free!

Note: Using an ATM that is not part of this system may cause a foreign transaction fee of $1.50, in addition to a potentially costly surcharge.  Look for the CO-OP Network logo for surchage-free ATMs.

The following are ATMs are free to ICCU members in the central Michigan area:

  • 7-Eleven Stores:  302 West Broomfield and 2397 South Mission
  • Shell Station at Mission and High Street (inside the station)
  • SBX - Student Book Exchange on the CMU Campus
  • ICCU's West M20 Office (first drive-thru lane) 
  • ICCU's Downtown office (on Main Street-inside doors)
     
  • Chippewa Eagle Federal Credit Union (near the Casino)
  • Lake Trust Credit Union (Harris Street and throughout mid-Michigan)  
     
  • Delfield (employee access only)
  • Morbark (employee access only)

For more, click on the CO-OP Network logo to the left for a listing by zip code or state, and a free GPS downloadable map offered through a cooperative partnership. 

What Is A Debit Card?

What is it? A MasterMoney Debit Card is like an "electronic check card" that you can use anywhere MasterCard is accepted. This includes retail stores, supermarkets, restaurants, automated teller machines (ATM's) and gas stations.

In fact, with the convenience of a MasterMoney Debit Card, you will rarely have to write checks. When you use your debit card, the money is automatically and immediately deducted from your checking account. Be sure to enter the transaction in your checking register immediately.  With an ICCU Debit Card, you can access your account at 14 million locations worldwide, without having to carry cash. 

Change your PIN at ICCU

The next time you visit an ICCU office, consider changing your PIN (Personal Identification Number) to a number of your choosing. 

How to:  Bring in your ATM or Debit Card, and any ICCU teller can help you make the change.  It only takes a few seconds. 

It is recommended that you change your PIN number at least annually, and avoid using 1234, your birth date or last four digits of your Social Security Number.

 To report a lost or stolen ATM or Debit Card call 888-241-2510
or 727-227-9012 (outside the USA - collect). 

This service available 24/7.  

 

Blocked Countries:  Due to the increase in fraudulent activity, members are not able to use an ICCU Debit Card in the following countries:  Burma, Cuba, Iran, Romania, Sudan and Turkey.

The United States Government issued an executive order prohibiting, “the exportation, re-exportation, sale, or supply, directly or indirectly, from the United States, or by a United States person, wherever located, of any services to Syria.”   In response to these sanctions, all plastic card transactions originating in Syria will be blocked (denied).  This block will be in effect until further notice

Canada:  If you are traveling to Canada and wish to use your ICCU ATM or Debit Card, please request that your purchase be done as a "Debit" or "PIN transaction."  All debit card transactions run as a "credit" or "signature" transactions will be denied due to an increase in fraudulent activity.  Remember:  Say "Debit" or "PIN transaction"(not credit) when using your ICCU Debit Card in Canada.

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