About Us

Own Your Money:  Join and Use a Credit Union!

Welcome!  Isabella Community Credit Union (ICCU) is proud to be a full-service, member-owned financial cooperative specializing in service to its member-owners. 

Credit Union members use the credit union for saving money and borrowing.  Since 1958, ICCU is community focused and owned by its members.  Credit Unions are unique financial institutions in that they are member-owned, not-for-profit and volunteer driven.  Banks are FOR profit and operate to make money. 

ICCU is constantly looking for ways to provide more, while keeping costs down. From excellent rates on loans and low-fee mortgages to free checking and small business accounts, offering exceptional value.

Since 1958, ICCU has been making dreams a reality for its members with consistently straight-forward, inexpensive, quality services. At ICCU, you don’t have to read between the lines. We dare you to compare. ICCU really does offer the best value in financial services in the area.  

Credit Union Membership

You must be a member-owner to take advantage of the outstanding financial products and services offered by Isabella Community Credit Union. All it takes is $5.00 to open a share-savings account.  Visit your local ICCU office and start experiencing the credit union difference today.  You'll be glad you did!

Membership Eligibility

ICCU Field of Membership Map

To qualify for membership in Isabella Community Credit Union, you must meet ICCU's field of membership requirements.

If you live or work in Isabella, Osceola, Clare, Gladwin, Midland, Gratiot, Montcalm and Mecosta Counties in Michigan you are eligible to join ICCU.

Also, if you are a relative of a current ICCU member, you qualify for membership in Isabella Community Credit Union.

Members Rave About ICCU

"ICCU has top-notch customer (member) service. We enjoy working with you!" 

"The West M20 Office staff is out of this world -- and we appreciate the service"

"ICCU has renewed my spirit in community.  Seeing you at the Isabella County Youth & Farm Fair was wonderful.  You were kind and compassionate with the young people.  We are considering bringing our (bank) accounts to ICCU." 

"Thank you Sue for helping me with my account.  Your help is one of the reasons I stay with a credit union. Keep up the great member service!  - Thank you -- Daisi -- a happy ICCU member." 

"We would like to say that if I ever return to Michigan, I would return to ICCU because of the staff and the way the members are treated with respect...and the family treatment I received from everyone I came in contact with at ICCU. I was very pleased with the credit union in every way possible."

"My loan was ready before my new car. Great service, thanks ICCU!" 

"I have been with ICCU for 14 years, and have tried other places to see what they have to offer. I am glad I stuck with ICCU because the staff is always friendly and has a strong commitment to serving members, unilike any other I've seen."  ~ Christoper F.  

Employment Application

 ICCU employment application -- PDF.  Or, visit any ICCU office for an application.

Click to read the required two page "Summary of Your Rights Under the Fair Credit Reporting Act."  

Note:  Due to the personal information collected, we ask that you please bring your application in to an ICCU office and/or mail it to Human Resources for consideration.  

Above & Beyond:  Employee Recipients

Each quarter, a (non-management) ICCU employee is chosen for the prestigeous "Above & Beyond Award" in service to member owners and the ICCU team.   Nominations are accepted from members, employees and ICCU business partners each quarter. The nominations are read aloud at the staff meeting in which the employee winner is announced.

How to Nonimate an Employee:  You are invited to nominate an ICCU employee that you see or experience going "Above & Beyond."  Click here for an ICCU Above & Beyond nomination form

ICCU Recipients:  Each of the employee winners listed received recognition by their co-workers, a certificate of appreciation, a $50 VISA gift card, and a quality parking space.  

Building lifetime member relationships as a trusted financial partner
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act