Community Involvement & Credit Union Uniqueness

Annual Membership Meeting
Community Calendar
Community Involvement ICCU Style
Credit Union Uniqueness
International Credit Union Day (Oct.)

Community Involvement

Cookbooks created by ICCU employees

100% of the proceeds are being donated to the Veteran's Memorial Library, on behalf of ICCU and its members, to purchase financial literacy related books for children.

Another community-focused project from the employees at ICCU.

ICCU is proud to support the following community events, either with financial or in-kind donations:

4-H Small Animal Auction at the Isabella County Youth and Farm Fair
"Stuff the Bus"- United Way Back-to-School donations
Alzheimer's "MOVE ON" Walk -- Contact Debra Recker at 989-572-8495 for details
"Live Strong-Ride United" -- United Way of Isabella County. Call 989-773-9863
Rotary Radio Auction -- Held at ICCU each fall
"Into the Light" Cancer Awareness Walk. ICCU and it's members raised $1,409
Community Giving Pie Sale: Held the Tuesday and Wednesday prior to Thanksgiving (see below).
Isabella Dog Walk - Fun event created by Fancher 5th graders
Junior Achievement (JA) presentations in the classroom and National Job Shadow Day
Isabella Community Soup Kitchen giving -- Ongoing; collection bins at ICCU offices

Rock On For Woodland Hospice: A special thank you to ICCU member-owners for helping to raise $750 during the "ROCK ON!" for Woodland Hospice. A donation was made in your honor, as presented below.

Pictured: (Left) ICCU's Emma Leigh rocking; ICCU's Sue C., and Emily O., (right) making the $750 donation to Sandy from Woodland Hospice (centered). Sandy was "thrilled that ICCU raised so much, and continues to suppor this effort."

7th Annual Community Giving Pie Sale -- Credit Union employees bake pies for the annual pie sale held the Tuesday and Wednesday prior to Thanksgiving at ICCU offices. The 7th Annual Community-Giving Pie sale raised $1272! ICCU would like to thank the following local businesses who donated pies, including: Ric's Food Center, Max & Emily's, Gordon Food Service, Kroger, Sam's Club and Stan's Famous Restaurant.

The money was divided up between three great organizations. $500 to the United Way, $200 to the Humane Animal Treatment Society (in the form of food and treats), and $572 to Toys 4 Tots.

Events like this would not be possible if it weren't for the caring nature of the ICCU members, who donate and support these community focused projects. THANK YOU member-owners!

Isabella Community SOUP Kitchen -- Members and employees have donated more than 100 bags of food to the Isabella Community Soup Kitchen. To contribute, donation boxes are available at ICCU locations.

Money $mart Seminars: Free at ICCU!

Free money smart education seminars are held at ICCU's Isabella Road office. Everyone is welcome to attend these one hour events. There is no sales pitch, just consumer-focused information. See the schedule below, also available at your workplace at no cost.

Location: ICCU's Main Office at 2400 S. Isabella Road, Mt. Pleasant, MI 48858

Time: 5:30 p.m. to 6:30 p.m. - with Q&A time at the end.

Details: Free and open to the community. Light refreshments served.

Hear what others are saying about these free educational events.

Employers: These and other consumer-focused seminars can be conducted (free) at your workplace. Contact Heather in Community Development at the number above for information.

"Basic Investing" Comments/Highlights:

Pay yourself first: When preparing to pay bills, strive to "pay yourself first." Some actually write themselves a check, while others have a payroll deducted savings plan.
Emergency Fund Savings: Strive to maintain an "Emergency Fund" where you put aside at least 3-6 months of income in a savings-type account to save for a rainy day; when your vehicle breaks or hot water heater needs replacing.
Rule of 72: Take 72 and divide by the interest rate to find out how fast your money will double with compounding interest.

Comments "But, What If I Live?" Seminar

"Very informative session!" • "Comfortable welcoming setting, and individuals" • "Loved the cookies!"

Highlights from Retirement Seminar

"People who refuse to rest honorably on their laurels, when they reach retirement age, seem very admirable to me." - - Helen Hays, actor

29% of current retiree's have returned back to work
44% of current retiree's have a mortgage
45% of parents contribute to their adult children's financial support

Social Security Administration (Green) Form -- You have just 3 years to go back and correct any errors in your income. Check the information sent to you VERY carefully, and promptly report errors. One participant said she had an error in her income, and got it corrected. But if you wait longer than three years, its too late!

Retirement Resources:
"Longevity Revolution" by Theodore Roszak
"Age Quake" by Paul Wallace
"How Not to Die Broke at 102" by Adriane Berg

www.AARP.org - American Association of Retired People
www.ssa.gov (Social Security Administration)
www.elderweb.com - Elder Web

56th Annual ICCU Membership Meeting

ICCU's 56th Annual Membership Meeting will be held on Wednesday, March 20th at 6:00 p.m.

The event will be held at the Main Office on Isabella Road, in the 2nd floor community room.

A formal business meeting will be held, including election of volunteers. Refreshments and door prizes will also be offered. ICCU members of all ages are welcome. Only those over 18 and in good standing are eligible to vote.

International Credit Union Day

This international event is celebrated the third Thursday in October of each year.

Credit Unions from Afganistan to Tanzania share in this global event. More than 53,000 credit union in 100 countires across the world share in the celebration of member-owners realizing 180 million members world-wide.

To learn more about credit unions across the globe, visit the WORLD COUNCIL of Credit Unions website.

ICCU celebrates International Credit Union Day each year with member events, and member drawings.