Why We Do, What We Do.
As a not-for-profit financial cooperative, Isabella Community Credit Union (ICCU) is in business to serve its member-owners. ICCU is proud to be a member-owned financial cooperative.
Those who use join and use a cooperatives are called members. As a member of the cooperative, consumers save money on products and/or services, because the profits from the co-op are RETURNED to the member-owners in various forms. Credit Union members use the credit union for saving money and borrowing.
Since 1958, ICCU has been making dreams a reality for its members with consistently straight-forward, inexpensive, quality services. At ICCU, you don’t have to read between the lines. ICCU really does offer the best value in financial services in the area. Credit Unions are unique financial institutions because they are member-owned, not-for-profit, and volunteer-driven. Banks are for-profit and operate to make money.
ICCU has always looked out for the best interest of its member-owners. This is done in many ways including, returning the profits (earnings) of the credit union back to its members in the form of lower fees and service charges, free services (like shared branching and a free national ATM Network), and competitive interest rates. A full-range of financial services are offered using the latest technologies, made available at little or no cost to member-owners. As a result, ICCU members receive some of the best service, rates and products available at the lowest cost.