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There are three (3) national credit reporting agencies in the United States.  Not everything listed on the sites below are free to consumers -- read and click carefully.

Free Credit Report:  To obtain a FREE copy of your credit report, chosen (randomly) from one of the three agencies, contact Annual Credit Report.com (not free credit report.com - it's not free!)

Credit Repair Agencies:  Just as most "free" credit report options are not free, the same can be true for credit "repair" agencies.  For assistance, click on the Federal Trade Commission's website for tips to understanding and using credit repair agencies.  

Free Help: Your credit union offers free budgeting and credit assistance through a partnership with GreenPath Debt Solutions.  Click or call to 1-800-550-1961.

Credit Reporting Agencies:

Equifax — www.equifax.com
To order your free report, call: 800-685-1111
To report fraud, call: 800-525-6285
TDD 800-255-0056
P.O. Box 740241,
Atlanta, GA 30374-0241

Experian — www.experian.com
To order your report, call: 888-EXPERIAN (397-3742)
To report fraud, call: 888-EXPERIAN (397-3742)
TDD 800-972-0322
P.O. Box 9532
Allen TX 75013

TransUnion — www.transunion.com
To order your report, call: 800-888-4213
To report fraud, call: 800-680-7289
TDD 877-553-7803
fax: 714-447-6034
email: fvad@transunion.com

TransUnion Fraud Victim Assistance Department
P.O. Box 6790
Fullerton, CA 92834-6790

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NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act