There are three (3) national credit reporting agencies in the United States. Not everything listed on the sites below are free to consumers -- read and click carefully.
Free Credit Report: To obtain a FREE copy of your credit report, chosen (randomly) from one of the three agencies, contact Annual Credit Report.com (not free credit report.com - it's not free!)
Credit Repair Agencies: Just as most "free" credit report options are not free, the same can be true for credit "repair" agencies. For assistance, click on the Federal Trade Commission's website for tips to understanding and using credit repair agencies.
Free Help: Your credit union offers free budgeting and credit assistance through a partnership with GreenPath Debt Solutions. Click or call to 1-800-550-1961.
Credit Reporting Agencies:
Equifax — www.equifax.com
To order your free report, call: 800-685-1111
To report fraud, call: 800-525-6285
P.O. Box 740241,
Atlanta, GA 30374-0241
Experian — www.experian.com
To order your report, call: 888-EXPERIAN (397-3742)
To report fraud, call: 888-EXPERIAN (397-3742)
P.O. Box 9532
Allen TX 75013
TransUnion — www.transunion.com
To order your report, call: 800-888-4213
To report fraud, call: 800-680-7289
TransUnion Fraud Victim Assistance Department
P.O. Box 6790
Fullerton, CA 92834-6790