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Home Equity Rates
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Home Equity Loans
Effective Date: Wednesday, April 26th, 2017
Loan Type/DetailsAnnual Percentage Rate (APR)
5 Year Fixed 3.75% APR
7 Year Fixed 4.15% APR
10 Year Fixed 4.75% APR
15 Year Fixed 5.74% APR

Home Equity Advantage VISA Gold - Variable Rate
Effective Date: Wednesday, April 26th, 2017
Loan DetailsAnnual Percentage Rate (APR)
PRIME + 0% 3.75% APR Variable
Changes quarterly on the 1st of Feb, May, Aug, and Nov.. Based on Prime Rate with a floor of 3.00% and ceiling of 18.00%.

Home Equity Line of Credit (HELOC) - Variable Rate
Effective Date: Wednesday, April 26th, 2017
Loan TypeAnnual Percentage Rate (APR)
PRIME + 0% 4.00% APR Variable
Based on Prime Rate with a floor of 3.00% and ceiling of 18.00%. Changes on the 1st of each month. Payments based on $1.75 per $100.00 borrowed at the time of each advance.

Home Equity Preferred Line of Credit - Variable Rate
Effective Date: Wednesday, April 26th, 2017
DetailsAnnual Percentage Rate (APR)
PRIME + 0% 4.00% APR Variable
Based on Prime Rate with a floor of 3.00% and ceiling of 15.00%. Changes on the 1st of each month. Payments based on a 60 to 240 month tier, determined by the line of credit amount and outstanding balance at the time of each advance.

ICCU NMLS# 400086