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 Why We Do What We Do: Credit Union Philosophy

As a not-for-profit financial cooperative, ICCU is in business to serve its member-owners.

The national slogan, "America's Credit Unions -- Where PEOPLE are worth more than money" has been a philosophy observed since 1958. 

As a result, ICCU members receive some of the best service, rates and products available at the lowest cost.

ICCU has always looked out for the best interest of its member-owners. This is done in many ways including, returning the profits (earnings) of the credit union back to its members in the form of lower fees and service charges, free services (like shared branching and a free national ATM Network), and competitive interest rates.  A full range of financial services are offered using the latest technologies, made available at little or no cost to member-owners.

With great rates, low fees, and a full range of financial services, including free internet account access and online bill payment, it is easy to understand why ICCU believes the smartest consumers are credit union members!

To learn more about credit union philosophy, visit "Love My Credit Union.org", CUNA.org for a national perspective, and the World Council of Credit Union's to gain a global perspective. 

 Credit Unions are Cooperatives 

Isabella Community Credit Union (ICCU) is proud to be a member-owned financial cooperative.

Those who use join and use a cooperatives are called members.  As a member of the cooperatives (also called co-op -- pronounced coe, op -- not coop as in chicken) consumers save money on products and/or services, because the profits from the co-op are RETURNED to the member-owners in various forms.  

Building lifetime member relationships as a trusted financial partner
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act