Member Benefits & Resources

 Financial Calculators • Free Budgeting Help • Helpful Links
ID Theft Resources • Safe Deposit Boxes • Services    

 Free Services for ICCU Members:

• Review of auto purchase paperwork
• Notary Public Services
• Checking, ATM/Debit, online banking, mobile banking and bill pay
• CO-OP Network ATMs -- a nation-wide ATM network offering 28,000 free machines
• CU Talk -- 24/7 telephone account access
• Pre-qualification (pre-approval) on mortgage and auto loans
• Lobby coin counting machines
• $2,000 in Accidential Death and Dismemberment Insurance
• Teller and telephone transfers (yes, some do charge a fee!)
• Budget counseling, budgeting help through GreenPath Debt Solutions

Why We Do What We Do: Credit Union Philosophy

ICCU has always looked out for the best interest of its member-owners. This is done in many ways, like all cooperatives by turning the profits (earnings) of the credit union back to its members in the form of lower fees and service charges, and competitive interest rates. In addition a full range of financial services using the latest technologies is made available at little or no cost to member-owners.

As a not-for-profit financial cooperative, ICCU is in business for its member-owners. As a result, ICCU members receive some of the best service, rates and products available at the lowest cost.

With great rates, low fees and a full range of financial services, including free internet account access, and online bill payment, it is easy to understand why ICCU believes the smartest consumers are credit union members!
 

Own your money:  Join and use a credit union!  Isabella Community Credit Union (ICCU) is a member-owned financial cooperative operating with a "not-for-profit, but for service" business philosophy.

ICCU is constantly looking for ways to provide more services, while keeping costs down. From excellent rates on loans and low-fee mortgages, to free checking and small business accounts, all offer exceptional value.

Since 1958, ICCU has been making dreams a reality for its members with consistently straight-forward, inexpensive, quality services.  At ICCU, you don’t have to read between the lines. We dare you to compare. ICCU really does offer the best value in financial services in the area.

ICCU Membership Requirements

To become a member-owner of Isabella Community Credit Union (ICCU), you must deposit and maintain a $5 balance in a share (savings) account. 

Dividends are not paid until the balance exceeds $100.  Unless the account is inactive for more than two years, there are NO SERVICE CHARGES or fees associated with a share (savings) account.

 -- Area residents are eligible to join and use ICCU. 

-- If you live or work in any of the following counties, you are eligible to join and use Isabella Community Credit Union:

•    -- Clare                   -- Isabella         -- Montcalm
•    -- Gladwin               -- Mecosta        -- Osceola
•    -- Gratiot                 -- Midland

 -- If you are a relative of a current ICCU member, you qualify for membership.

Click to see the ICCU Field of Membership qualifications. If you have questions, please contact Member Services, or call 989-773-5927.