Click to test your knowledge about "phising scams."




Vishing = What is it? Where fraudsters often use a phone to steal member's financial information. This scam is called "vishing," short for voice phishing.

Online Version of "Vishing" = The scammer sends a blast e-mail disguised to appear as though it is from your financial insitution. It may include a trusted logo. The e-mail typically reports a "security problem" regarding the receipients account, and "urges the member to call a telephone number to straighten things out." An AUTOMATED attendent prompts the caller to "enter their account number, password or private information for "security verification" purposes. Don't fall for it, hit delete!

Cold Call = The member's caller ID device may list a legitimate looking local number to inspire trust. A pre-recorded message (or a live "employee") claims the member's account as been "compromised or needs updating verification." The member is asked to "enter or say their account information" which is digitally transcribed onto the hard drive of the scammers computer. Don't fall for it. Just hang up.

The Bottom Line = Report any threats to your financial insitution, and to local federal law enforcement agencies. Your credit union will NEVER call you for detailed account information - we have it! If you are hesitant about a contact you receive, simply HANG UP or DELETE the message, then contact ICCU directly to confirm or verify the inquiry.