Online Safety and Fraud Center

10/2014: Are you at risk for the POODLE Vulnerability?

In order to remain secure and compatible for any secure website you visit, including online banking, you may need to update your computer and software. Basically, if you purchased your computer before 2009, you will probably need to update your system in order to have secure access and stay compatible with most secure websites.

Here are the specifics:
If your computer is running Windows XP or a previous version for its operating system, or if you are using Internet Explorer 6 or a previous version, you are susceptible to the POODLE Vulnerability. This affects you on secure websites and could exploit a vulnerability by forcing your system into viewing the site with an outdated version of site security (SSL 3.0). As a result, companies are making changes to their sites to prevent this backward change. If your system is not up-to-date enough to handle the newer SSL, you will either no longer be able to access many secure websites or you will be accessing them with a known vulnerability.

For the most up-to-date fraud information:

OnGuard Online: Government website

FBI: Fraud

FBI: Internet Fraud

Basic Tips to Protecting Your Money and Identity:

  • Trust your gut.  If something doesn't feel right, it most likely is not. 
  • If in doubt about an "offer" -- just hit "delete" or simply hang up.
  • Have a question? Call your credit union.  As ICCU says, "no financial question is too silly"
  • Not all websites are legitimate, although it appear to be safe, it may not be. Click carefully.
  • Monitor your ICCU account -- daily if possible, using "It'sMe247"

Spot Fake Payments in Mailbox:  AARP Article titled "Reality Check" by Sid Kirchheimer  

Students and ID theft

Young people, under the age of 25, are the fastest growing segment of the US population to have their identity stolen. Encourage the young people in your life to review their credit report for free. ICCU will also help, just stop by the Isabella Road office for a FREE CREDIT REPORT REVIEW with a loan officer -- it takes about 20 minutes.

Identity Theft: 

Placing a Fraud Alert on Your Credit Report: "Taking Charge: What to do if Your Identity is Stolen" offers step-by-step instructions on how to place a fraud alert on your credit report and review your credit report.

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