Online Safety and Fraud Center

4/15/2014: Heartbleed Bug

As a precautionary measure in response to the discovery of the Heartbleed “bug,” we recommend that you change your passwords for any secure sites you frequent, including It’s Me 247 online banking.  Rest assured, ICCU has taken the appropriate action to test and ensure our systems, and those of our third party vendors, are not vulnerable to that threat. We can confidently assert that our online banking is free from this vulnerability. However, since experts are unsure how long this vulnerability has existed out there, we are suggesting that our members take this simple step to protect themselves.  As always, we recommend the use of complex passwords wherever possible and that you use different passwords at different sites to limit your risk exposure to any vulnerability.

For the most up-to-date fraud information:

OnGuard Online: Government website

FBI: Fraud

FBI: Internet Fraud

Basic Tips to Protecting Your Money and Identity:

  • Trust your gut.  If something doesn't feel right, it most likely is not. 
  • If in doubt about an "offer" -- just hit "delete" or simply hang up.
  • Have a question? Call your credit union.  As ICCU says, "no financial question is too silly"
  • Not all websites are legitimate, although it appear to be safe, it may not be. Click carefully.
  • Monitor your ICCU account -- daily if possible, using "It'sMe247"

Spot Fake Payments in Mailbox:  AARP Article titled "Reality Check" by Sid Kirchheimer  

Students and ID theft

Young people, under the age of 25, are the fastest growing segment of the US population to have their identity stolen. Encourage the young people in your life to review their credit report for free. ICCU will also help, just stop by the Isabella Road office for a FREE CREDIT REPORT REVIEW with a loan officer -- it takes about 20 minutes.

Identity Theft: 

FTC:ID Theft BookletPlacing a Fraud Alert on Your Credit Report; The resource, "Take Charge: Fighting Back Against ID Theft" (left) offers step-by-step instructions on page five regarding how to place a fraud alert on your credit report, and review your credit report.

 

 

Building lifetime member relationships as a trusted financial partner
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act