Related Links
Scams & Schemes

What's New

Community Involvement Initatives


 

ICCU is proud to support the following: Annual Pie Sale; "Into the Light" Cancer Walk; "Rock On!" for Woodland Hospice; "Memory Walk" for Alzheimer's; AIDS Walk; local homecoming celebrations; and collection site for pop cans for the Ronald McDonald House to name just a few. 
 

Isabella Dog Walk - Three 5th grade students at Fancher School created the Isabella Dog Walk to help the animals served by HATS -- The Humane Animal Treatment Society. 

Click to learn more about the project, and view the students' DOG WALK website.

 


 Opt-In for ATM/Debit Transactions
Important information regarding your ATM/Debit Card

Opt In -- Regulation E (Overdraft Protection)

Imagine after dining at a local eatery, you learn that your ICCU Debit Card has been "denied" because you made a simple subtraction error in your checking account.

Overdrafts Happen! What does not have to happen is an honest mistake that causes you embarrassment. Avoid the hassle by "opting-in" for overdraft services at your credit union today. (See below for easy options).

Gone are the days of "the float" when you could buy something with a Debit Card or write and check, and deposit the money into your account days or even hours later. With improvements in technology, it is not unusual to have the transaction clear your account IMMEDIATELY after swiping your card, or writing a check. The best practice is to make a deposit BEFORE you write a check or use your ATM/Debit Card, to avoid overdrafts.

- It's Easy to Opt In -

There are many ways to opt in, and it only takes a few seconds. Once done, you will recieve a confirmation either by mail or in person to confirm your request.

  1. Call: Contact ICCU at 989-773-5927 and talk to any employee.
  2. E-mail: Tell us by e-mail that you wish to opt in (just don't include your account number as e-mail is not a safe format for confidential information).
  3. Tell any ICCU employee that you want to "opt in" when visiting an office.
  4. Respond to the letter sent to you (if you have an ATM and/or Debit Card).

Opt In Consent Letter

 

 

"Building lifetime member relationships as a trusted financial partner"
Privacy & Disclosures | Site Map
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act