We all know that budgeting is essential to being a wise money manager, but sometimes the task can be overwhelming and turns into a project that is easily put off for another day. Don't worry! ICCU is here to make budgeting easy with several different tools for you to use. There are so many different ways to budget your income and expenses, so it is important to pick the best one for you. Another important step is to make sure you being realistic in your income and the amount you spend. Once you have created your budget, you can set up different goals to work towards. A budget is only good if you are able to stick to it. Happy Budgeting!
Tools to Create Your Budget
- MoneyDesktop: Login to It'sMe247 Online Banking and click on the "Personal Finance" tab at the top to enroll in MoneyDesktop. Use your account information (and add your non-ICCU accounts) to get a full picture of your finances. You can set goals, manage debt payments, and view spending trends all in one secure place.
- Budget Analyzer: Type in your numbers and print out the reports
- Budget and Planning Worksheet: Print out the worksheets and fill in the information