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Credit Card Rates
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Credit Card Rates

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VISA Credit Cards
Effective Date: May 15, 2020
Loan TypeAmountAnnual Percentage Rate (APR)*
Classic $1,000 to $5,000.00 11.50% non-variable for purchases
    11.50% non-variable for cash advances and balance transfers
Platinum $5,000.00 to $20,000.00 8.9% non-variable for purchases and balance transfers
    11.50% for cash advances
VISA Classic and VISA Platinum minimum payments are calculated at 3% of the outstanding balance or $10.
Home Equity Advantage VISA Gold $5,000.00 to $50,000.00 3.25% APR Variable
Home Equity Advantage VISA Gold minimum payments are at 1.5% of the outstanding balance or $10.
ICCU will not automatically increase your interest rate except in cases of severe delinquency (60 days past due). Credit is subject to approval. Rates, terms, and conditions are subject to change at any time.


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