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Home Equity Rates
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Home Equity Rates

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Home Equity Loans
Effective Date: Tuesday, October 19th, 2021
Loan Type/DetailsAnnual Percentage Rate (APR)
5 Year Fixed as low as 3.90% APR
7 Year Fixed as low as 4.37% APR
10 Year Fixed as low as 4.90% APR
15 Year Fixed as low as 6.125% APR

Home Equity Advantage VISA Gold - Variable Rate
Effective Date: Tuesday, October 19th, 2021
Loan DetailsAnnual Percentage Rate (APR)
PRIME + 0% 3.25% APR Variable
Changes quarterly on the 1st of Feb, May, Aug, and Nov.. Based on Prime Rate with a floor of 3.00% and ceiling of 18.00%.

Home Equity Line of Credit (HELOC) - Variable Rate
Effective Date: Tuesday, October 19th, 2021
Loan TypeAnnual Percentage Rate (APR)
PRIME + 0% 3.25% APR Variable
Based on Prime Rate with a floor of 3.00% and ceiling of 18.00%. Changes on the 1st of each month. Payments based on $1.75 per $100.00 borrowed at the time of each advance.

Home Equity Preferred Line of Credit - Variable Rate
Effective Date: Tuesday, October 19th, 2021
DetailsAnnual Percentage Rate (APR)
PRIME + 0% 3.25% APR Variable
Based on Prime Rate with a floor of 3.00% and ceiling of 15.00%. Changes on the 1st of each month. Payments based on a 60 to 240 month tier, determined by the line of credit amount and outstanding balance at the time of each advance.

ICCU NMLS# 400086

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