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Loans

Get into the Driver's Seat with an Auto Loan. 

ICCU has outstanding rates and terms on all types of vehicle loans. There is never a fee to apply for a consumer loan at your credit union. Get low rates and comfortable terms on loans for cars, motorcycles, RV's, trucks, and toys. See how much car you can afford with our Auto Loan Calculator.

Automobiles, Cars and Light Trucks
Effective Date: April 1, 2021
Loan TypeTermAnnual Percentage Rate (APR)
New to 2013 Up to 60 months as low as 2.65%
New to 2013 61 to 66 Months as low as 2.75%
New to 2013 67 to 72 months as low as 2.95%
New to 2017 73 to 84 months as low as 3.45%

100% financing available to qualified applicants. A higher rate or shorter term may apply if applicant does not qualify. Credit is subject to approval. Rates based on credit score. Rates, terms, and conditions are subject to change at any time. Salvage Titles - up to 75% financing.

Loan Payment Example: The monthly payment per $1,000 borrowed at 3.65% APR for a term of 60 months would require 60 monthly payments of $18.27 based on 30 days to first payment.

Apply Now

Have an Adventure.

ICCU offers 100% financing at fantastically low rates for recreational vehicles,  2007 and newer, including Motorcycles, RVs, Snowmobiles, Boats, Motor Homes, ATVs, and Campers.

RVs, Campers, Travel Trailers, Boats, and Motorhomes
Effective Date: April 1, 2021
Loan TypeTermAnnual Percentage Rate (APR)
New to 2013 36 Months as low as 3.65%
New to 2013 60 Months as low as 3.65%
New to 2013 72 Months as low as 4.45%
New to 2013 84 Months as low as 5.45%
New to 2013 120 Months as low as 5.65%
New to 2013 144 Months as low as 5.85%
New to 2013 180 Months | 7-year Balloon as low as 6.05%

100% financing is available to qualified applicants. A higher rate or shorter term may apply if applicant does not qualify. Credit is subject to approval. Rates based on credit score. Rates, terms, and conditions are subject to change at any time. No cash out refinances.

Loan Payment Example: The monthly payment per $1,000 borrowed at 4.65% APR for a term of 60 months would require 60 monthly payments of $18.72 based on 30 days to first payment.

Apply Now

Personal Loans

For Anything in Your Life

If you need a personal loan, for whatever reason, you can count on ICCU to help. With fantastic low rates, we are here to help when you need it.

Low-cost financing is available to qualified applicants for:

Personal Loans 
Vacation and Unexpected Travel Loans
Wedding and Honeymoon Loans
"You name it" loans

Signature Loans
Effective Date: April 1, 2021
TermAmountAnnual Percentage Rate (APR)
12 Months up to $1,000.00 as low as 8.85%
24 Months $1,001.00 to $3,000.00 as low as 8.85%
36 Months $3,001.00 to $5,000.00 as low as 8.85%
48 Months $5,001.00 to $7,500.00 as low as 8.85%
60 Months $7,501.00 and up as low as 8.85%

Minimum payment is based on loan term. A higher rate or shorter term may apply if applicant does not qualify. Credit is subject to approval. Rates based on credit score. Rates, terms, and conditions are subject to change at any time.

Loan Payment Example: The monthly payment per $1,000 borrowed at 8.85% APR for a term of 12 months would require 12 monthly payments of $87.39 based on 30 days to first payment.

Apply Now

Easy Access Line of Credit

Use it When You Need it.

An Easy Access loan is perfect for your piece-of-mind. You can know that you always have unexpected expenses covered, before they happen! The best part, you'll only have a payment, if you use the money. 

If you are looking for an Easy Access loan, but want the convenience of a card with rewards, take a look at our VISA Credit Cards with Score Card Rewards!

Miscellaneous & Savings Secured Loans
Effective Date: April 1, 2021
Loan Type/DetailsAnnual Percentage Rate (APR)
Easy Access Line of Credit 11.50% APR
Share/Money Market Secured Loans

Prime Rate with floor of 5.50% APR
Certificate of Deposit Secured Loans 1.00% above Certificate of Deposit rate - minimum of 5.00% APR

Apply Now

 

Loan FAQs

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