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Loans
Get into the Driver's Seat with an Auto Loan.
ICCU has outstanding rates and terms on all types of vehicle loans. There is never a fee to apply for a consumer loan at your credit union. Get low rates and comfortable terms on loans for cars, motorcycles, RV's, trucks, and toys. See how much car you can afford with our Auto Loan Calculator.
| Automobiles, Cars and Light Trucks | ||
| Effective Date: January 4, 2021 | ||
| Loan Type | Term | Annual Percentage Rate (APR) |
| New to 2013 | Up to 60 months | as low as 2.65% |
| New to 2013 | 61 to 66 Months | as low as 2.75% |
| New to 2013 | 67 to 72 months | as low as 2.95% |
| New to 2017 | 73 to 84 months | as low as 3.45% |
100% financing available to qualified applicants. A higher rate or shorter term may apply if applicant does not qualify. Credit is subject to approval. Rates based on credit score. Rates, terms, and conditions are subject to change at any time. Salvage Titles - up to 75% financing. Loan Payment Example: The monthly payment per $1,000 borrowed at 3.65% APR for a term of 60 months would require 60 monthly payments of $18.27 based on 30 days to first payment. | ||
Have an Adventure.
ICCU offers 100% financing at fantastically low rates for recreational vehicles, 2007 and newer, including Motorcycles, RVs, Snowmobiles, Boats, Motor Homes, ATVs, and Campers.
| RVs, Campers, Travel Trailers, Boats, and Motorhomes | ||
| Effective Date: January 4, 2021 | ||
| Loan Type | Term | Annual Percentage Rate (APR) |
| New to 2013 | 36 Months | as low as 3.65% |
| New to 2013 | 60 Months | as low as 3.65% |
| New to 2013 | 72 Months | as low as 4.45% |
| New to 2013 | 84 Months | as low as 5.45% |
| New to 2013 | 120 Months | as low as 5.65% |
| New to 2013 | 144 Months | as low as 5.85% |
| New to 2013 | 180 Months | 7-year Balloon | as low as 6.05% |
100% financing is available to qualified applicants. A higher rate or shorter term may apply if applicant does not qualify. Credit is subject to approval. Rates based on credit score. Rates, terms, and conditions are subject to change at any time. No cash out refinances. Loan Payment Example: The monthly payment per $1,000 borrowed at 4.65% APR for a term of 60 months would require 60 monthly payments of $18.72 based on 30 days to first payment. | ||
Personal Loans
For Anything in Your Life
If you need a personal loan, for whatever reason, you can count on ICCU to help. With fantastic low rates, we are here to help when you need it.
Low-cost financing is available to qualified applicants for:
Personal Loans
Vacation and Unexpected Travel Loans
Wedding and Honeymoon Loans
"You name it" loans
| Signature Loans | ||
| Effective Date: May 15, 2020 | ||
| Term | Amount | Annual Percentage Rate (APR) |
| 12 Months | up to $1,000.00 | as low as 8.85% |
| 24 Months | $1,001.00 to $3,000.00 | as low as 8.85% |
| 36 Months | $3,001.00 to $5,000.00 | as low as 8.85% |
| 48 Months | $5,001.00 to $7,500.00 | as low as 8.85% |
| 60 Months | $7,501.00 and up | as low as 8.85% |
Minimum payment is based on loan term. A higher rate or shorter term may apply if applicant does not qualify. Credit is subject to approval. Rates based on credit score. Rates, terms, and conditions are subject to change at any time. Loan Payment Example: The monthly payment per $1,000 borrowed at 8.85% APR for a term of 12 months would require 12 monthly payments of $87.39 based on 30 days to first payment. | ||
Easy Access Line of Credit
Use it When You Need it.
An Easy Access loan is perfect for your piece-of-mind. You can know that you always have unexpected expenses covered, before they happen! The best part, you'll only have a payment, if you use the money.
If you are looking for an Easy Access loan, but want the convenience of a card with rewards, take a look at our VISA Credit Cards with Score Card Rewards!
| Miscellaneous & Savings Secured Loans | |
| Effective Date: January 4, 2021 | |
| Loan Type/Details | Annual Percentage Rate (APR) |
| Easy Access Line of Credit | 11.50% APR |
| Share/Money Market Secured Loans | Prime Rate with floor of 5.50% APR |
| Certificate of Deposit Secured Loans | 1.00% above Certificate of Deposit rate - minimum of 5.00% APR |
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