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Mortgage Rates
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Mortgage Rates

More than a Home.

At ICCU we know that your home is more than just walls and a roof, it's more than your financing, and more than how much money you spent. Your home is an investment in your family and in your future. That's why we are proud to support our borrowers throughout the home buying process and beyond. Whenever you need us, we are here for you. Our experienced mortgage team can work with you to figure out what home loan makes the most sense for your situation. Plus, they live and work right here around Mt. Pleasant, so you don't have to go back and forth with some out of town banker -  saving you time, money, and hassle. 

Mortgage Rates
Effective Date: 10/19/2021
Loan Type/DetailsNote RateAnnual Percentage Rate (APR)
After Prepaids*
15 Year Fixed as low as 2.750% as low as 2.814% APR
20 Year Fixed as low as 3.250% as low as 3.383% APR
30 Year Fixed as low as 3.500% as low as 3.597% APR
5 Year Balloon | 30 Year Amortization as low as 2.750% as low as 2.895% APR
10 Year Balloon | 30 Year Amortization as low as 3.000% as low as 3.471% APR
Vacant Land Loan | 5 Year Balloon add 2% to current rate  
* Rates are subject to change without notice and are based on LTV ratios, credit scores, and other factors. APR is calculated based on a mortgage loan amount of $175,000.00; purchase or no cash-out refinance with 80% financing and 740 and higher credit score. No points.

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