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Personal Loans
Personal Loans
For Anything in Your Life
If you need a personal loan, for whatever reason, you can count on ICCU to help. With fantastic low rates, we are here to help when you need it.
Low-cost financing is available to qualified applicants for:
Personal Loans
Vacation and Unexpected Travel Loans
Wedding and Honeymoon Loans
"You name it" loans
| Signature Loans | ||
| Effective Date: May 15, 2020 | ||
| Term | Amount | Annual Percentage Rate (APR) |
| 12 Months | up to $1,000.00 | as low as 8.85% |
| 24 Months | $1,001.00 to $3,000.00 | as low as 8.85% |
| 36 Months | $3,001.00 to $5,000.00 | as low as 8.85% |
| 48 Months | $5,001.00 to $7,500.00 | as low as 8.85% |
| 60 Months | $7,501.00 and up | as low as 8.85% |
Minimum payment is based on loan term. A higher rate or shorter term may apply if applicant does not qualify. Credit is subject to approval. Rates based on credit score. Rates, terms, and conditions are subject to change at any time. Loan Payment Example: The monthly payment per $1,000 borrowed at 8.85% APR for a term of 12 months would require 12 monthly payments of $87.39 based on 30 days to first payment. | ||
Easy Access Line of Credit
Use it When You Need it.
An Easy Access loan is perfect for your piece-of-mind. You can know that you always have unexpected expenses covered, before they happen! The best part, you'll only have a payment, if you use the money.
If you are looking for an Easy Access loan, but want the convenience of a card with rewards, take a look at our VISA Credit Cards with Score Card Rewards!
| Miscellaneous & Savings Secured Loans | |
| Effective Date: January 4, 2021 | |
| Loan Type/Details | Annual Percentage Rate (APR) |
| Easy Access Line of Credit | 11.50% APR |
| Share/Money Market Secured Loans | Prime Rate with floor of 5.50% APR |
| Certificate of Deposit Secured Loans | 1.00% above Certificate of Deposit rate - minimum of 5.00% APR |
Loan FAQs