This website requires Javascript to function properly.

It'sMe247 Online Banking is all new as of September 22nd!
Learn more about all the new things coming to ICCU this fall. 

Have more than a teller transaction? Please Request an Appointment

Contact us sidetag
Personal Loans
Home > Member > Loans > Personal Loans
Text size: A A A

Personal Loans

Personal Loans

For Anything in Your Life

If you need a personal loan, for whatever reason, you can count on ICCU to help. With fantastic low rates, we are here to help when you need it.

Low-cost financing is available to qualified applicants for:

Personal Loans 
Vacation and Unexpected Travel Loans
Wedding and Honeymoon Loans
"You name it" loans

Signature Loans
Effective Date: April 1, 2021
TermAmountAnnual Percentage Rate (APR)
12 Months up to $1,000.00 as low as 8.85%
24 Months $1,001.00 to $3,000.00 as low as 8.85%
36 Months $3,001.00 to $5,000.00 as low as 8.85%
48 Months $5,001.00 to $7,500.00 as low as 8.85%
60 Months $7,501.00 and up as low as 8.85%

Minimum payment is based on loan term. A higher rate or shorter term may apply if applicant does not qualify. Credit is subject to approval. Rates based on credit score. Rates, terms, and conditions are subject to change at any time.

Loan Payment Example: The monthly payment per $1,000 borrowed at 8.85% APR for a term of 12 months would require 12 monthly payments of $87.39 based on 30 days to first payment.

Apply Now

Easy Access Line of Credit

Use it When You Need it.

An Easy Access loan is perfect for your piece-of-mind. You can know that you always have unexpected expenses covered, before they happen! The best part, you'll only have a payment, if you use the money. 

If you are looking for an Easy Access loan, but want the convenience of a card with rewards, take a look at our VISA Credit Cards with Score Card Rewards!

Miscellaneous & Savings Secured Loans
Effective Date: April 1, 2021
Loan Type/DetailsAnnual Percentage Rate (APR)
Easy Access Line of Credit 11.50% APR
Share/Money Market Secured Loans

Prime Rate with floor of 5.50% APR
Certificate of Deposit Secured Loans 1.00% above Certificate of Deposit rate - minimum of 5.00% APR

Apply Now



Loan FAQs

footer leaf icon