Visa Classic & Platinum
Local. Rewards. Fixed Rate.
ICCU is proud to offer quality credit cards without hoops, strings or fine print. Don’t get 'hooked’ by introductory rate credit cards whose low rate only applies for a few months, or only to certain purchases. Take a look at our Credit Card rates.
VISA Classic Credit Cards offer lines of Credit from $500 to $5,000. Earn reward points with ScoreCard Rewards.
Big Spender? No Problem.
VISA Platinum Credit Cards offer lines of credit from $5,000 to $20,000, at a low fixed rate with no surprises or hoops to jump through.
Earn reward points with ScoreCard Rewards.
ICCU's Credit Cards are "In-House"
Here's what that means to you:
Immediate Credit for Payments
When you make a VISA payment at an ICCU office or through It'sMe247 Online Banking your payment is IMMEDIATELY posted to your account.
24/7 Account Access
To get up-to-the-second account information, including payment history, balance and line of credit information through It'sMe247.
Consumer Focused
Your credit union does NOT play games with credit cards. Only in cases of severe delinquency (60 days or more delinquent) will your interest rate be raised or line of credit reduced.
To make a payment on your loan at ICCU, you can:
- Use an outside debit/credit card to pay using our payment portal
- Transfer the payment from your ICCU account in It'sMe247 Online Banking
- Visit any ICCU office
- Mail your payment, including your name and loan suffix to ICCU
- Isabella Community Credit Union, P.O. Box 427, Mt. Pleasant, Michigan 48804-0427
No, the credit bureau does not allow us to give out copies of the report. You can request a free copy of your credit report (without the score) by visiting AnnualCreditReport.com. If you have any problems, a Financial Service Representative would be happy to help you through the process.
You do need to qualify for membership in order to apply for a loan. Anyone who lives, works, or goes to school in Isabella County or any of the surrounding counties is eligible for membership at ICCU.
In order to obtain financing, you will need to become a member of ICCU.
Yes, ICCU offers a wide-variety of mortgage products, including:
As well as these special mortgage products:
Yes, ICCU offers business loans, including:
In order to start the application process, please use this form.
You can apply for a loan in person, at any ICCU office.
To apply online for a personal loan or a credit card:
To apply online for a mortgage:
To apply for pre-approval or a pre-qualification, all you need to do is let us know!
Vehicle Pre-approval:
Mortgage Pre-qualifiation:
Didn't find your answer? Ask Us!
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