Solutions for Life!

Growing Bright Futures: Youth Savings Opportunities at ICCU

ICCU believes in empowering our youngest members to build strong financial habits early on. From preschoolers to teens, our specialized youth savings programs are designed to educate, inspire, and help children and teens take control of their financial journey. Let’s explore the savings opportunities available for kids and teens at ICCU!

Treasure Hunt Savings Account: Start Saving Young

For kids aged 3 to 12, the Treasure Hunt Youth Savings Account is a fun and engaging way to introduce the concept of saving. With exciting rewards and educational tools, your little ones will feel like financial adventurers as they begin their savings journey.

Account Features & Benefits:

  • A free gift upon account opening.

  • Earn gold coins for every $5 deposited, which can be used to shop at our Treasure Chest Store.

  • A birthday card mailed during their birthday month.

  • Access to online banking and a mobile app for easy account management.

  • No monthly fees and automatic enrollment in e-statements.

  • The account automatically transitions into a Captain’s Choice Savings Account when the child turns 13.

Captain’s Choice Teen Accounts: Building Smart Money Habits

For teens aged 13 to 17, ICCU offers both savings and checking options to foster financial responsibility. Whether saving for a big goal or managing their spending, these accounts are the perfect next step.

Savings Account Highlights:

  • A free gift upon account opening.

  • Participate in fun contests and promotions throughout the year.

  • Automatic entry to win a $25 gift card during their birthday month.

  • Easy access with online banking and a mobile app.

  • No monthly fees or minimum balance requirements.

Checking Account Benefits:

  • Access to a contactless debit card for parents and teens.

  • Connect with ICCU through the Student Run Credit Union Instagram.

  • Mobile check deposits via our online banking and mobile app.

  • No monthly fees, no minimum balance, and access to over 30,000 ATMs.

ICCU Youth CD: Watch Their Savings Grow

For parents looking to maximize their child’s savings potential, the ICCU Youth Certificate of Deposit (CD) is a fantastic option. This high-yield savings tool encourages long-term financial growth while teaching kids how interest works.

Youth CD Details:

  • Minimum opening deposit: $100.

  • Flexibility to add funds at any time.

  • Available to members ages 0-18.

  • Competitive APY on a 12-month term.

  • Option to open up to three CDs with a $10,000 maximum balance.

This is an excellent way to save for major milestones like college tuition, a first car, or other big dreams.

Why Choose ICCU for Youth Savings?

At ICCU, we’re not just helping kids and teens save money — we’re empowering them with the skills and tools they need to succeed financially. From fun incentives to educational opportunities, our youth savings programs make it easy to instill a lifetime of positive financial habits.

Ready to open a youth account or learn more about our savings options? Visit any ICCU branch, explore our website, or call our friendly Member Service Team at 989-773-5927. Together, we can build brighter financial futures for the next generation.

Let’s help your kids and teens start their financial journey today!

Isabella Community Credit Union ∙ 989∙773∙5927

Isabella Community Credit Union