Summer 2025 Scam Watch: 3 Trending Scams You Need to Know About
Summer is a time to relax, but scammers are working overtime. This year, three major scams are making the rounds in Michigan and across the country, tricking people into giving up money and personal information. At ICCU, we want you to enjoy every sunny moment without falling victim to fraud.
Here’s what to watch out for and how to protect yourself.
1. Toll Road Texting Scams
This scam is spreading fast. Victims receive a text message claiming they owe toll road fees, often from services like “Michigan Toll Services” or “PayTollNow.” The message includes a link to settle the supposed debt.
But here’s the truth: these messages are fake—and the links lead to phishing sites that steal your credit card or bank information.
How to stay safe:
Don’t click on links in unsolicited texts.
Visit toll agency websites directly if you think you owe a fee.
Tolling authorities will never demand immediate payment through text.
2. AI Imposter Scams
AI voice cloning has made scam calls more convincing than ever. Fraudsters use artificial intelligence to mimic a loved one’s voice and call pretending to be in danger or urgently needing money. It’s emotionally manipulative and frighteningly realistic.
You might hear:
“Mom, I need help—please send money now.”
How to stay safe:
Pause and verify. Call your loved one back on a known number.
Create a family “safe word” for emergencies.
Never send money or share personal details over the phone without confirming the situation.
3. Online Purchase Scams
Summer deals are everywhere—but so are fake online stores and social media ads. Scammers set up phony websites or posts offering steep discounts on popular items like patio furniture, outdoor gear, or travel accessories. Once you pay, the product either never arrives, or what shows up is nothing like what you ordered.
How to stay safe:
Shop with trusted retailers and check reviews.
Be wary of sites with limited contact info or typos.
Use your ICCU credit card for extra purchase protection.
ICCU Helps You Stay One Step Ahead
Your security is our priority. ICCU offers tools to help you monitor and protect your finances all year long:
✅ Credit Score & More – Track your credit activity for free in Online Banking
✅ Card Lock Feature – Instantly disable your ICCU debit or credit card if you spot suspicious activity
✅ Custom Alerts – Get notified about logins, large purchases, and account changes
And if something doesn’t seem right, we’re here to help. Call us at 989-773-5927 and we’ll walk through it with you.
Protect Your Summer—And Your Finances
Scammers are smart—but ICCU members are smarter. Stay alert, ask questions, and share this info with family and friends to help keep everyone safe.