Sun, Fun, and Financial Smarts - Money Moves for Summer

Summer is here—and while you’re soaking up the sun, it's the perfect time to refresh your finances. Whether you're planning a vacation, managing higher energy bills, or helping your teen land their first summer job, we’ve got smart tips to keep your budget in check and your goals on track.

Tame Those Energy Bills

As temperatures rise, so can your utility bills. A few small changes can help keep your home cool—and your budget cooler:

• Use ceiling fans to circulate air and reduce the need for A/C.

• Close curtains or blinds during the hottest part of the day to keep heat out.

• Set your thermostat a few degrees higher when you’re not home.

• Enroll in energy savings programs offered by your provider, or consider automatic bill pay through ICCU so you never miss a due date.

Budget for Your Getaway

Planning a vacation? Start with a travel budget:

• Book early to lock in better rates on flights and accommodations.

• Use ICCU's credit card for travel perks, protections, and rewards.

• Track your spending on-the-go with ICCU’s mobile banking tools.

• Set up a Vacation Savings Account to plan ahead for future trips!

Summer Jobs = Financial Lessons

If your teen or college student is working this summer, it’s a great chance to teach real-world money habits:

• Help them open a checking or savings account at ICCU.

• Encourage them to set savings goals, whether it’s for back-to-school shopping or their first car.

• Talk about taxes and budgeting—learning early leads to lifelong financial wellness.

Take Advantage of the Sunshine… and the Savings

From backyard BBQs to weekend road trips, summer is a season of fun. With a little planning, it can also be a season of smart money moves. ICCU is here to help you enjoy all summer has to offer—without the financial stress.