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When money is tight and you don’t know if you’ll be able to make your rent or keep the lights on, you start looking for ways to find quick cash. You have options, including loans from ICCU, but whatever you do, don’t go to a payday lender. It’s a trap that will hold you captive far too long and cost you many times more than you borrow.
Read MoreSome people are experts at the Holiday shopping. They start shopping for Christmas at the beginning of the New Year, searching for deals year-round... For the rest of us, here are some great tips for last-minute holiday shopping…
Read MoreWhen you want to pay off debt fast, that impulse often means depleting your savings. So how do you pay off debt AND save money?
Read MoreYou can survive the season without suffering a fiscal holiday hangover. By examining the reasons for overspending, planning how much you’ll spend, and identifying what's important to your family, you can rein in your spending and rediscover the joy of the holidays.
Read MoreWith the cost of natural gas going up, heating bills are expected to increase up to 30% this winter. To conserve your money, it's time to consider ways to conserve energy in your home.
Read MoreAs the leaves are gone and the snow starts to fall, it's time to start thinking about your year-end money strategy. The fall and winter holidays are closer than you think. Use the following strategies to make the rest of the year count.
Read MoreUsing virtual wallets, like Google Pay, Apple Pay, or Samsung Pay, to purchase your everyday items may seem worrisome and new, at first. But there are several reasons why it is a much better alternative to using your physical card.
Read MoreSave that New Year’s resolution for something besides paying down holiday debt. With a bit of planning and saving, and a little help from the Internet, you can keep your holiday spending in check.
Read MoreAbout half of Americans make New Year's resolutions each January, but only about 20% of people keep them. Getting into shape and achieving financial goals are among the most popular resolutions. (Statista.com)
While we can’t help you reach your ideal weight, we can share 6 ways to help you become financially fit in the new year:
Read MoreAfter the sudden loss of a spouse, it can be difficult to think straight—especially when it comes to finances. Although many people suggest holding off on big financial decisions after the recent death of a spouse, there are some things that just can’t wait.
Read MoreAre you spending too much? For many Americans, the answer is, "Absolutely." The reasons are varied—lack of a budget or a desire to maintain appearances—but, to better manage your spending, many financial advisers recommend tracking your cash flow and monitoring your emotional state.
Read MoreSome people believe it’s safer to use a debit card as credit since they don’t have to enter their PIN. If you cover the keypad during the debit transaction and keep your card in your wallet when not in use, a debit transaction is as safe as a credit transaction.
Read MoreA healthy savings account is your best defense against life’s curve balls. But sometimes setting aside some money every paycheck isn’t enough—particularly when you’re just starting out in life.
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