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GOT A MINUTE?

Submit your contact information to connect with a team member or click below to start your loan application now.

Our cards are handled locally at ICCU, with a fixed rate, and easy rewards that can be redeemed for items, ICCU products and services or cash back.

ICCU Credit Card:

  • No annual fee
  • No change to interest rates
  • Card controls available in the ICCU mobile app
  • Earn Life Perks Rewards with everyday purchases
  • Contactless technology
  • Zero liability for unauthorized purchases
  • World wide card acceptance at millions of places
  • Mastercard ID Theft Protection
  • View Current Rates

Credit Cards



 

Make Every Holiday Purchase Count Twice

Earn Double Reward Points on Your ICCU Credit Card.

Offer valid Nov 27, 2026 until Nov 30, 2026. Double Life Perks Rewards are only valid in the retail category, not gas or groceries. Bonus rewards will be credited to your Life Perks Rewards account within 45 days after 11/30/2026. For questions regarding your Card Account, please call the number on the back of your card.

 

Earn Rewards

Life Perks offers additional benefits and enhanced point earnings – the best part is you don’t have to do anything! Simply use your Life Perks card for all your everyday qualified purchases and earn points! From groceries to fuel to utility bills, your purchases will really pay off.

If you don't have a Credit Card from ICCU yet, talk to us or apply online. Our credit cards have low rates, no annual fees, and are kept at ICCU, so you can make a payment at any office or in online banking.

Earn more points for everyday spending!

  • 3 points per dollar on groceries

  • 2 points per dollar spent on gas

  • 1 point per dollar for all other purchases

  • Bonus!  Spend $2,500 with a new Mastercard in the first 90 days and receive 5,000 bonus points.

  • You will have three years to redeem points before they expire.

Redeem Your Points

Access you Life Perks Rewards points in your online banking. Select the Life Perks tab on your Credit Card Account Menu to access your points.

 

Full Application

Have 5-10 minutes available and want to complete a full application on your own? Get started here.