Teacher Solutions Program
Financial Solutions with Educators in Mind
Our Inspiring Journey Began with Teachers
Welcome to the ICCU Teacher Solutions Program, designed with one purpose in mind: to empower educators while supporting their financial needs. Since our inception in 1958, Isabella Community Credit Union (ICCU) has been guided by the vision of our founding teachers from Mt. Pleasant High School. Their foresight led to the creation of a financial institution deeply rooted in community values and member satisfaction. As we reflect on our rich history, we proudly offer the ICCU Teacher Solutions Program, offering products and services designed for stability, flexibility, and peace of mind, we simplify banking processes, offer exclusive discounts, and provide personalized financial advice.
At ICCU, we understand the invaluable contributions teachers make to society, shaping the minds of tomorrow's leaders. That's why we've crafted a specialized program tailored to address the unique challenges faced by educators. With rising classroom expenses and the demands of the profession, teachers deserve banking solutions that work for them. We are dedicated to supporting teachers in thriving both inside and outside the classroom.
Join us at ICCU and let us be your partner in achieving financial success because when teachers succeed, our communities flourish.
Enjoy these benefits as part of the Teacher Solutions Program:
Free Accounts
CD Rate Specials
Loan Specials and Discounts
Free Checking
ICCU's free checking account is just that, FREE! There are no monthly fees and no minimum balances.
Online banking and mobile app (with mobile check deposit)
No monthly fee, no minimum balance
Access to over 30,000 ATMs
Teacher Solutions Program Special CD Rates
Effective Date: April 1, 2025
| Account Type | $250 & up APY* | $10,000 & up APY* |
|---|---|---|
| 03 months | 2.85% | 3.10% |
| 06 months | 3.60% | 3.90% |
| 12 months | 3.60% | 3.90% |
| 24 months | 3.35% | 3.70% |
| 36 months | 3.35% | 3.70% |
| 48 months | 3.35% | 3.70% |
| 60 months | 3.50% | 3.75% |
| *APY is the Annual Percentage Yield. Minimum Teacher Solutions Program Share Certificate Balance: $250 and $10,000. Interest is compounded monthly. Penalty for early withdrawal. Fees could reduce the earnings on account. For a complete list of potential fees associated with these accounts, click here. Rates are guaranteed for the specific term, based on the date of issue. Rates are subject to change without notice. | ||
Auto Loan Discounts
Teachers enrolled in this program are eligible for two great auto loan specials.
3 Months, Zero Payments on a new auto loan*
Finance up to 72 months, but enjoy a lower 60-month rate*
*One offer per program. 100% financing available to qualified applicants. A higher rate or shorter term may apply if applicant does not qualify. Credit is subject to approval. Rates based on credit score. Rates, terms, and conditions are subject to change at any time. Loan Payment Example: The monthly payment per $1,000 borrowed at 5.75% APR for a term of 60 months would require 60 monthly payments of $19.22 based on 30 days to first payment.
Save on Your Home Equity Line of Credit
Qualified applicants are eligible for up to $500 off closing costs when approved for a Home Equity Line of Credit.
Credit is subject to approval. Rates, terms, and conditions are subject to change at any time.
Teacher Solutions Program Terms and Conditions:
Eligibility must be validated through verification of employment and job title/position. Current employment badges and paystubs are acceptable. Applicants must meet standard underwriting criteria for approval; qualified borrowers only. Note, rate discount will be applied after application approval is processed. Offers are subject to change and may be withdrawn at any time. Rates subject to change at any time. Other restrictions may apply.
More Ways We Support Teachers
In addition to our core Teacher Solutions Programs, ICCU is proud to offer even more community-driven support to help teachers thrive in and out of the classroom.
Annual Education Grants. Each fall ICCU awards eight $500 grants to teachers for classroom projects.
Read Together, Grow Together Program. During reading month in March, ICCU sponsors 20 classrooms by adding 10 new books to local classroom libraries.
Stuff the Bus Partnership. In collaboration with United Way of Gratiot & Isabella Counties ICCU helps subsidize the cost of VISA gift cards for teachers to start their school year.
School Support & PTO Donations. Whether it’s for classroom supplies, special projects, or PTO/PTA initiatives, we’re proud to support local schools. Submit a donation form to request assistance.
Eligibility requirements may apply. Teachers must work with students in Pre-K through 12th grade in one of the following counties: Isabella, Clare, Osceola, Gladwin, Mecosta, Midland, Montcalm, or Gratiot.