IRA-ESA-HSA

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  • ICCU offers Traditional and Roth Individual Retirement Accounts (IRAs) in savings accounts and certificates of deposit
  • A Coverdell education savings account (ESA) allows you to make nondeductible contributions on behalf of a child each year until they are 18 years old. The earnings generated on the ESA contributions remain tax-deferred in the account. When a child uses the funds to pay for qualified deduction expenses, the contributions and the earnings are distributed tax-free.
  • Health Savings Accounts (HSAs) are available at ICCU to members who have an HSA-eligible high deductible health plan (HDHP). An HDHP generally requires you to pay out of pocket for medical expenses incurred until your deductible is met. Plan coverage kicks in after that.

IRA/ESA/HSA



Check out more information about:

IRA accounts
ESA accounts
HSA accounts